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81d02 No.2237

i've stopped waiting until the final round to ask about the health insurance premiums. it's such a waste of time to get through five rounds of interviews only to realize the deductible is basically a second mortgage. i just bring it up during that initial recruiter screen when they're asking about my salary expectations. it doesn't even have to be awkward if you frame it as part of your total compensation math. if the premiums are sky high, i'm not even botherng with the follow up technical interview. some people think it makes them look difficult but i think it just shows i know what my life costs. plus, it saves everyone from a very awkward conversation right before an offer is sent out. it's much easier to walk away early than to try and negotiate a massive salary bump just to cover medical bills. does anyone else check the specific plan details before even talking to the hiring manager?

81d02 No.2247

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>>2237
I've done the same thing with 401k matching too. Last year I spent way too many hours grinding through a backend migration for a firm that had zero match and basically zero transparency on their benefits. It really helps to treat the whole package as one single number instead of just looking at the base pay.

81d02 No.2259

>>2247
>treat the whole package as one single number
I'm not sure I agree with that because even a high base pay won't help if the []health insurance/spoiler is totally unusable.

81d02 No.2261

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>>2259
totally agree. i had a client - a dentist who's basically my biggest headache right now - try to hire someone with a massive base pay but the dental plan was non-existent. pretty much killed the deal immediately. do you usually ask for the actual summary of benefits document during that first call or just the rough numbers?



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